Secure Home All Risks Royal is aimed at owners of permanent or holiday homes of high value and with a total insured capital of over €300,000, providing All Risk insurance cover for various risks, giving you a sense of security and peace of mind. It also provides the option of insuring the building at a Pre-agreed Rebuilding Cost, speeding up the claims process and allowing the insured to know from the outset the amount of compensation after a total loss.